Tuesday, August 28, 2007

For Great Press Releases on Business Lines Of Credit Check out The Following:

Small Business Owners Get Business Lines Of Credit for Their Business Needs and Business Growth
'Business Lines Of Credit expert reveals keys to business lines of credit that does not report to your personal credit report’ link press release:

For more information on press release click following:

http://www.emailwire.com/cgi-bin/news/db.cgi?db=ads&uid=default&ID=10011&C1=Finance&view_records=1&full_view=1

Small Business Lines of Credit for Real Estate Investors

For more information on press release click following:

http://www.pr-inside.com/small-business-lines-of-credit-for-r200909.htm

Business Credit for Small Business Startups

( EMAILWIRE.COM, August 20, 2007 ) Birmingham, Michigan -- The biggest challenge for nearly every new small business is getting enough capital to sustain and grow during the first one to three years in business. And, while having enough capital is critical for survival, it’s often hard to get. For more information on press release click following:

http://www.emailwire.com/cgi-bin/news/db.cgi?db=ads&uid=default&ID=10012&C1=Internet/Online&view_records=1&full_view=1

Small Business Lines of Credit Making a Difference

For more information on press release click following:

http://www.pr-inside.com/small-business-lines-of-credit-making-r200910.htm

Wednesday, August 22, 2007

Seven Reasons Why You Need Business Credit

Have you ever noticed that it is a lot easier to borrow money when you don’t need it? The reality is that if you are down and out – either personally or in your business – nobody will lend you a dime. If you’re riding high, people (and institutions) seem ready, willing and able to open their wallet.

The best solution is to make sure you have access to money now, before you need it. You don’t necessarily need cash in hand, either. Having a flexible line of credit that you can use when you need it can be just as effective.

Here are seven great reasons for establishing a dependable source of money NOW, rather than when the roof is caving in.

1. Timing is everything. At the risk of being redundant, nail down a dependable source of cash before you need it. If a great opportunity comes up, you want to be able to act immediately. If there’s an emergency, you don’t have time to start looking for funds. Either way, cash – or its equivalent – can make the difference. In short, opportunities don’t wait. And you can’t wait if there’s a crisis looming.

2. Make decisions from a position of strength. It is empowering to make a business decision knowing you have a definite pool of money to work with. It brings a degree of clarity that wishing, hoping and guessing can’t match.

3. Stay in control. In business, almost nothing can put you into a tailspin like a significant financial squeeze. If you have to make payroll or meet an unexpected expense, you’ll have to scramble to “pull forward” anything with a dollar sign attached. Would you feel more in control if you had a pre-approved line of credit that you could tap if and when an emergency occurred?

4. Changing market conditions. In recent months, top mortgage lenders have closed their doors or severely cut back programs for home buyers. Forclosures are high. The current housing and mortgage environment is creating pressure on business in general. Unsecured credit is almost impossible to find. If you can find a line of credit today, don’t wait.

5. Convenience. What could be more convenient than having a pre-approved line of credit available that you can use with the ease of writing a check? You certainly don’t want to jump through a lot of hoops every time you need to use the money. For most people, ease of use, minimal hassles, and clear step-by-step processes are worth the investment. After all, how much is your time and peace of mind worth? Find a line of credit that is easy to get and easy to use.

6. Separate your personal assets from your business. Many entrepreneurs and small business owners fall into the trap of using their own money and credit to build their business. This can have a serious impact for the business owner. Consider the implications. A business owner’s personal assets and credit can be eaten up quickly if he or she acts as the bank. Also, personal debt can slam your debt-to-income ratios, which could limit you if you wanted to buy that new dream home. Create a line of credit for your business, instead.

7. Use Other People’s Money. Leverage is the name of the game. While you have to consider the cost of money, the leverage you gain by being able to use OPM can make the difference in creating wealth and positioning your business for success. A business line of credit can provide start-up capital, consolidate debt, fund business growth, and replace personal money used to fund business expenses.

For More information contact us via email at: info@www.GetBusinessLinesofCredit.com
Also, visit our website at: http://www.GetBusinessLinesofCredit.com

Tuesday, August 21, 2007

Startup Capital for Small Business Owners

The biggest challenge for nearly every new small business is getting enough capital to sustain and grow during the first one to three years in business. And, while having enough capital is critical for survival, it’s often hard to get.

There is now a way for business owners to tap into an important new source of business capital. For business owners with credit scores of more than 675, a new nationwide source of capital is available through http://www.getbusinesslinesofcredit.com/ .

Credit lines as high as $500,000 are available for small businesses. Start-up businesses can get as much as $100,000. In addition, no collateral is required.

This essential online resource allows business owners to establish a renewable, revolving line of credit. Initially, the credit line is based on the strength of the owner’s credit ranking. However, the line of credit attaches to the business rather than the owner’s personal credit report. This is an important consideration for business owners who often are forced into using personal savings or personal credit to fund business operations and growth opportunities.

How to Get Credit

Business owners can go to the Web site at http://www.getbusinesslinesofcredit.com/ to apply for the line of credit. Using the online application process makes the whole process quick and easy. The Web site outlines four basic steps that help determine eligibility and start the application process.

From the homepage, a visitor to the Web site provides his or her name and e-mail address to learn more about the program. The easy steps consist of locating and filling out small amounts of information in order to determine what size loan the business qualifies for.

The steps are simple and tell the user how to organize and gather needed documents. A one-time fee of $29.95 is charged to process the loan application.

Funds can be received in as little as 30 business days. A short visit to the Web site can help any potential borrower to understand the entire process.

Credit lines are available nationwide.

For further information email us at: info@www.GetBusinessLinesofCredit.com
Visit our Web site: http://www.getbusinesslinesofcredit.com/

Tuesday, August 14, 2007

Line of credit solves capitalization problems

According to most small business experts, the biggest challenge for small business owners is having enough money on hand to withstand the ups and downs of the first few years in business. One of the best solutions for small business capital is to establish a business line of credit.

A business owner with good credit scores can apply for a line of credit up to $100,000- $500,000 at http://www.GetBusinessLinesofCredit.com The owner of the business must have a credit score of at least 675 with no delinquencies, deficiencies or bankruptcies. Because the business tax id is used, there is no negative impact on the owner’s credit report.

The line of credit can be used for any reason. Also, the line of credit is unsecured, so it does not tie up either personal credit or business assets.

According to Wikipedia, a common rule of thumb for a small business is that the entrepreneur should have access to at least as much money as the projected revenue for the first year in business, plus any other anticipated expenses. “For example, if the prospective owner thinks that he will generate $100,000 in revenues in the first year with $150,000 in start-up expenses, then he should have no less than $250,000 available.”

While many small business owners finance their business using a credit card, it is not a good alternative because interest rates usually exceed a line of credit.

According to Michael Ogorek, an entrepreneur and real estate investor, one of the best ways to fund business growth or to take advantage of investment opportunities is to establish a business line of credit that does not show up on a business owner’s personal credit report. He says that this approach can eliminate the impact of “maxing out” personal credit.

“Almost every small business owner has used his personal assets or credit to fund his business,” Ogorek says. He says a business owner may want to eliminate the personal credit challenge by setting up a business line of credit that will provide easy access to cash when it is needed.

A business can use the line of credit over and over again. Possible uses include:
· Short term cash flow
· Capital investment
· Business startup
· Business Growth
· High Yield investments
· Short-term equity replacement
· Debt consolidation
· Clean up personal credit used to fund a business enterprise
· Business Reserve

For more information, go to http://www.getbusinesslinesofcredit.com

Small Business owners and real estate investors use business lines of credit for investment, growth and short-term cash flow

Most business owners have heard the saying, “the best time to borrow money is when you don’t need it.” But when you have an immediate need for cash, money just isn’t as easy to get. The solution is to set up a line of credit for your small business before you’re in a cash flow crunch.

A business owner can establish an unsecured line of credit that can be used for any purpose whenever it is needed. Entrepreneurs can go to http://www.GetBusinessLinesofCredit.com to apply for a business line of credit online.

The business line of credit is established based on the owner’s credit score, but uses the business tax id. Therefore, the line of credit does not have a negative impact on the owner’s credit report. A minimum score of 675 is required to qualify for the line of credit. The borrower must also have a credit report free of delinquencies, deficiencies or bankruptcy.

In addition, the business owner must have a corporation or a Limited Liability Company (LLC). At the http://www.GetBusinessLinesofCredit.com site, a business can get up to a $100,000 line of credit, even if they have a brand new LLC or other business entity. An established company can get up to $500,000.

Business Credit Line Solves Short Term Cash Flow Issues

According to Michael Ogorek, an entrepreneur and real estate investor, one of the best ways to fund business growth or to take advantage of investment opportunities is to establish a business line of credit that does not show up on a business owner’s personal credit report. He says that this approach can eliminate the impact of “maxing out” personal credit.

“Almost every small business owner has used his personal assets or credit to fund his business,” Ogorek says. He says a business owner may want to eliminate the personal credit challenge by setting up a business line of credit that will provide easy access to cash when it is needed.

A business can use the line of credit over and over again. Possible uses include:
· Short term cash flow
· Capital investment
· Business startup
· Business Growth
· High Yield investments
· Short-term equity replacement
· Debt consolidation
· Clean up personal credit used to fund a business enterprise
· Business Reserve

Well known real estate investor Ralph Marcus Maupin Jr. (Mark) says that a business line of credit is the perfect vehicle for Real Estate Investors. One of the founders of the National Real Estate Network (NREN), Maupin says that a line of credit is almost a necessity for the real estate entrepreneur or property manager.

“Having a line of credit is the best way to take advantage of quick turn real estate invesment opportunities. When a good deal is there, you have to have the cash to take quick action,” Maupin says. “It gives you a great competitive advantage.”

The National Real Estate Network has identified http://www.GetBusinessLinesofCredit.com as an important resource for its member investors.


Credit lines are available in the following areas:

Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan(MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA) , Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY) Major Metro Areas: Albuquerque, Atlanta, Austin Baltimore, Boston, Charlotte, Chicago, Chico, Cincinnati, Cleveland, Columbus, Dallas, Fort Worth, Denver, Bolder, Detroit, Ft Lauderdale, Palm Beach, Harford, Houston, Indianapolis, Jacksonville, Kansas City, Las Vegas, Little Rock, Long Island, Los Angeles, Memphis, Miami, Milwaukee, Minneapolis, St Paul, Monterey, Nashville, New Haven, New York, Oakland, East Bay, Oklahoma City, Orange County, Orlando, Philadelphia, Phoenix, Pittsburgh, Portland, Puerto Rico, Raleigh-Durham, Reno, Tahoe, Rochester, Sacramento, Salt Lake City, San Francisco, San Jose, Silicon Valley, Santa Fe, Seattle, Spokane, Springfield, St. Lousis, Tampa, Toronto, Tucson, Washington Dc